Our buildings and contents cover protects against damage due to fire, storm, escape of water and flood.
See below for further details of our policy features and options available.
Policy features
Buildings cover
- Accidental damage to buildings included as standard, and includes accidental damage to underground pipes and cables.
- Property owner's liability cover is automatically included up to £2 million for your legal liabilty arising from ownership of the building.
- Loss of rent and alternative accommodation for claimants up to £200,000.
- Replacement of locks to external doors following theft or loss of keys up to £1,000.
Landlord's contents cover
- Public liability up to £2 million.
- Accidental damage to mirrors, glass and entertainment equipment.
- Landlord's contents in garages and outbuildings, up to £1000.
Options
- Additional accidental damage: cover for accidental damage to all landlord contents whilst in the property, including theft and malicious damage by your tenants.
- Carpets, curtains and white goods: this can be taken with buildings cover to provide cover for these items – up to £5000.
- Home emergency: provides you with rapid access to an approved network of engineers able to carry out repairs for unforeseen emergencies - available 24 hours a day, 365 days a year.
- Legal expenses: assistance with legal costs in the event of unforeseen legal proceedings.
Terms and conditions, exclusions, limitations and eligibility criteria apply. These are contained within the policy booklet, a copy of which is available on request.
Insurance policies are underwritten by AXA Insurance UK plc, with the exception of Legal Expenses, which is underwritten by AmTrust Europe Limited, and Home Assistance, which is underwritten by Inter Partner Assistance SA, a wholly owned subsidiary of AXA Assistance SA and part of the worldwide AXA Group.
